Waxahachie, Texas — the county seat of Ellis County — is one of the fastest-growing communities in the Dallas-Fort Worth metro. Located 30 miles south of Dallas along I-35E, Waxahachie has evolved from a historic cotton town into a dynamic suburban market with strong commercial real estate demand. Known for its Victorian architecture and cotton gin heritage, Waxahachie now attracts residential and commercial development from DFW spillover. Commercial Loans of Texas has been funding commercial deals in Ellis County since 1998.
Commercial Loan Programs in Waxahachie, TX
- Hard Money Loans — Close in 5–10 days. No income verification. Up to 70% LTV. Ellis County’s growth is attracting competitive investment interest.
- DSCR Loans — Qualify on property income. Retail and industrial in Waxahachie have strong occupancy driven by population growth and I-35E logistics access.
- Stated Income Commercial Loans — Business owners and investors with complex income documentation.
- SBA 7(a) and 504 — Owner-occupied commercial qualifies. Good fit for businesses serving the rapidly growing Ellis County residential base.
- Bridge Loans — Short-term acquisition capital in this high-growth market.
- Construction Loans — Ground-up retail, industrial, and mixed-use development along I-35E and US-287.
Waxahachie’s Commercial Market
Ellis County’s population has surged as DFW growth pushes south along I-35E. Waxahachie offers lower land costs than established DFW suburbs while maintaining excellent highway access to Dallas and Fort Worth. The US-287 industrial corridor has attracted warehouse and distribution users. Retail has followed residential growth along FM 664 and Hwy 77. For investors, Waxahachie represents the leading edge of DFW’s southward expansion — the same growth pattern that transformed Mansfield, Burleson, and Midlothian in the previous decade.
Get a Waxahachie Commercial Loan Quote
Call 877-895-3634 or apply online. Same-day response. Direct lender since 1998.