SBA loans in Texas

NOTICE!! We only do SBA loans on Commercial Real Estate. We do not do Business or Stimulus loans.

SBA loans in Texas are easy to get!

Our SBA loan officer is #1 in Texas and a top-10 national SBA lender, funding in Southwest and Western states.

BENEFITS of an SBA Loan :1) Absolute minimum down payment – financing to 93%* of sales price2) Lowest monthly payment – using a 25 year, no balloon note3) More likely approval – doing many deals the bankers turn down4) Timely – with most deals going from application to closing in 30 days or less5) Ease of process – with the best and most dedicated team in the business.

ELIGIBILITY to qualify for SBA loan:

1) A ‘for-profit’ small business – owned 51% or more by US Citizen(s) or PRA(s)
2) Use of Proceeds must go to benefit the small business:
a. Real Estate – acquisition, construction, and/or refinance
b. Cash-out must stay in the business, unless
c. Buying out a current owner (Bus Acquisition)
3) Small Business to occupy at least 51% of the Real Estate
4) Secured with a First Lien on the Real Estate
5) Eligible Property Types include: a. Retail, Office, Medical, Light Industrial, Hotel, Car-Wash, Mini-Storage ..
6) Non-Eligible Property Types include: a. Residential, Apartments, Mobile Home Parks, Agriculture, Raw Land ..

UNDERWRITING based on:

1) GLOBAL cash flow (historical and/or projected)
2) Management (experience and credit history)
3) Property type and value

DOES NOT always require:

2 yrs of business tax returns Perfect personal credit – We have approved loans with a 580 score with collections and even BK Cash at close – can come from equity in property or even a GIFT from family. So, before you give up the DREAM or when you are getting the banker run-around, Let me put my 20+ years of success to work for you.

Call and ask for Jim at 877-895-3634

NOTICE!! We only do SBA loans on Commercial Real Estate. We do not do Business or Stimulus loans.