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Commercial real estate in Houston, Texas moves fast — and your financing needs to keep up. Commercial Loans of Texas is a direct lender with over 25 years of experience funding deals that banks turn away. We work with investors, business owners, and developers across Texas who need fast approvals, flexible terms, and a lender who actually picks up the phone.
Need to close fast in Houston? Our hard money loan program funds fix-and-flip projects, bridge loans, and investment properties in days — not weeks. We base approval on the property value, not your credit score.
Don't show enough income on your tax returns? Our stated income program uses the property's value and your assets to qualify. Perfect for self-employed borrowers and investors throughout Houston and Texas.
For borrowers with strong financials, our conventional commercial loan program offers competitive rates on office, retail, multifamily, industrial, and mixed-use properties across Houston, Texas.
Lock in your rate for the long haul. Our 30-year fixed commercial program gives Houston property owners stable, predictable payments and the benefits of a long amortization — maximizing cash flow.
When your Houston business needs capital for equipment, payroll, expansion, or inventory, our working capital loans provide fast access to funds — without the red tape of traditional bank financing.
Serving Houston and all of Texas. Our loan officers understand Texas commercial real estate markets and can structure loans for multifamily, retail, office, industrial, mixed-use, and special-purpose properties throughout Houston and the surrounding region. As a Texas-based direct lender, we have deep roots in the Houston market and close hard money deals faster than any lender in the state.
No upfront fees • No obligation • Decision in 48 hours
Mon–Fri 8 AM–6 PM CT | Houston, Texas | Direct Lender Since 1998
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No SSN • No upfront fees • No obligation either way