Fort Worth has transformed from a sleepy cattle town into one of the most dynamic commercial real estate markets in the South. The city’s west side development corridor, the Alliance Texas megaproject, continued population growth, and Fort Worth’s status as the 13th largest city in the U.S. have made it a target market for commercial real estate investors at every level. If you are buying, refinancing, or developing commercial property in Fort Worth, here is what you need to know about your financing options.
Fort Worth Commercial Real Estate Market Overview
Fort Worth benefits from the Dallas-Fort Worth metroplex’s overall growth while maintaining a distinct local economy built around aerospace and defense (Lockheed Martin, Bell Helicopter), healthcare (Texas Health, JPS Health), energy, and logistics. Key commercial real estate drivers include:
- Alliance Texas: 26,000-acre master-planned development in north Fort Worth anchored by an inland port, FedEx hub, and major distribution operations. One of the largest industrial developments in the country.
- West 7th corridor: Mixed-use redevelopment along Camp Bowie creating demand for retail, restaurant, and residential space
- Medical district: Strong demand for medical office and healthcare facilities near Texas Health Harris Methodist and JPS
- Downtown and near-south side: Adaptive reuse, hotel, and mixed-use development fueled by arts and entertainment anchors
Types of Commercial Loans We Do in Fort Worth
Hard Money Loans
Hard money lending is the fastest way to close on a Fort Worth commercial property. We underwrite based on the collateral — the property itself — rather than requiring full income documentation or lengthy bank underwriting. Typical terms:
- Loan amounts: $500,000 to $20M+
- LTV: Up to 65–70%
- Rate: 10–13%
- Term: 6–24 months
- Close time: 10–21 days
- No tax returns required
We lend on all major commercial property types in Fort Worth: office, retail, industrial, warehouse, multifamily, mixed-use, and special purpose.
Bridge Loans
Bridge loans provide transitional financing for properties in lease-up, renovation, repositioning, or waiting for a permanent loan commitment. Ideal for:
- Value-add properties acquired below market with a renovation or re-tenanting plan
- New construction properties stabilizing occupancy before qualifying for permanent financing
- Properties with a recent major tenant departure or vacancy spike
- Borrowers waiting on a 1031 exchange replacement property
DSCR and Stated Income Loans
For stabilized income-producing properties in Fort Worth, DSCR and stated income loans offer permanent financing without requiring full personal income verification. Qualify based on:
- Property’s net operating income (NOI)
- Current rent roll and occupancy
- Appraised value and LTV
Fort Worth Neighborhoods and Submarkets
We lend on commercial properties throughout Tarrant County and the greater Fort Worth area, including:
- Downtown Fort Worth: Office towers, hotel conversions, ground-floor retail
- Near Southside: Medical and arts district, adaptive reuse, restaurant row
- West 7th and University: Mixed-use corridor near TCU
- Alliance/North Fort Worth: Industrial, warehouse, distribution, logistics
- White Settlement / Saginaw: Industrial and light manufacturing
- East Fort Worth / Haltom City: Retail strip centers, light industrial
- Burleson / Crowley / Mansfield: Suburban retail, medical, multifamily
- Weatherford and Parker County: Rural commercial and agricultural-adjacent properties
Who We Work With in Fort Worth
Our typical Fort Worth borrowers include:
- Individual investors buying first or second commercial property
- Experienced operators adding to an existing portfolio
- Developers and builders needing construction or bridge financing
- Business owners buying their own facility (owner-user)
- Out-of-state investors entering the DFW market
Get a Fort Worth Commercial Loan Quote
We are Texas-based commercial lenders who understand the Fort Worth market. Call us at (877) 695-3034 or use the contact form to get a term sheet within 24 hours. No income verification, no tax returns required for hard money — just tell us about the property and your deal.