Residential Real Estate Financing in Texas

Commercial Loans of Texas also offers financing for residential investment properties — including single-family rentals, duplexes, triplexes, and fourplexes.

Investment Property Loan Programs

DSCR Loans for Residential Rentals: Qualify based on rental income, not personal income. Available for 1-4 unit investment properties with 30-year fixed terms.

Hard Money Fix and Flip: Short-term financing for residential investors who buy, renovate, and resell. Close in days, not weeks.

Stated Income Investor Loans: Minimal documentation for residential rental properties.

Portfolio Loans: Finance multiple properties under a single loan structure.

Call 877-TX-LENDING (877-895-3634)