Flipping Houses Without Money in Texas

Can you flip houses in Texas without using your own money? Yes — with the right lender and the right deal structure. Commercial Loans of Texas specializes in financing Fix & Flip projects, including creative structures for investors who want to minimize out-of-pocket costs.

How to Flip Houses With Little or No Money Down

• Hard Money Loans — borrow up to 90% of purchase + 100% of rehab on strong deals
• Cross-collateral Financing — use equity in another property as your down payment
• Private Money — flexible, negotiated terms based on the deal
• Partnering — bring in an equity partner to cover the down payment
• Seller Financing — negotiate a second lien with the seller

Fix & Flip Loan Basics

Our Fix & Flip hard money loans fund the purchase and renovation of distressed Texas properties. We evaluate the deal based on after-repair value (ARV), not just current condition. Fast approval and fast closing — because time kills deals.

Talk to a Fix & Flip Lender Today

Call 877-895-3634 and describe your deal. We’ll tell you within minutes whether we can fund it. No upfront fees.