Real estate lending is the process of providing loans secured by real property. In Texas, real estate lending is governed by specific state laws and regulations that affect how loans are structured, what fees can be charged, and how foreclosures work.
Types of Real Estate Loans
- Residential Mortgages — for personal homes and 1-4 unit owner-occupied properties
- Commercial Mortgages — for business and investment properties
- Hard Money / Private Loans — asset-based, short-term
- Construction Loans — for building or renovation
- Bridge Loans — short-term between transactions
- SBA Loans — government-backed for small business real estate
The Lending Process
- Application and pre-approval
- Property appraisal and title search
- Underwriting and loan approval
- Closing and funding
- Servicing and payoff
Work With a Texas Real Estate Lending Expert
Commercial Loans of Texas has been navigating Texas real estate law for over 25 years. Call 877-895-3634 and let our experience protect your deal.
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