Getting a Loan for an Apartment Complex in Texas

Buying or refinancing an apartment complex in Texas requires specialized commercial financing. Commercial Loans of Texas has closed apartment complex loans from small 5-unit buildings to large 100+ unit complexes across the state.

Apartment Complex Loan Programs

• DSCR Commercial Loans — qualify on property income, not personal income
• Agency Loans (Fannie/Freddie) — lowest rates for stabilized properties
• Bridge Loans — for value-add or lease-up properties
• Hard Money — fast acquisition financing
• Construction Loans — ground-up apartment development

Typical Apartment Loan Terms

• Rates: 6.5% – 9% depending on program
• LTV: 65% – 80% of appraised value
• DSCR: 1.2x – 1.25x minimum
• Term: 5-30 years depending on program

Get Apartment Complex Financing

Call 877-895-3634 with your property details — number of units, current occupancy, gross rents, and asking price. We’ll give you real numbers fast.