100% Financing for Investment Property in Texas

Buying an investment property with no money down sounds impossible — but Commercial Loans of Texas has programs that can make it happen for the right borrower and the right deal. We’ve been structuring creative investment property financing in Texas since 1998.

Programs to Minimize Your Down Payment

• Hard Money — up to 90% LTV on investment properties
• DSCR Loans — up to 80% LTV, qualify on rent income
• Cross-collateral — use existing real estate equity
• 90% CLTV Programs — combined LTV up to 90%
• Seller financing + first lien — creative structuring

The Reality of No-Money-Down Investing

Higher LTV means higher rates and tighter underwriting. But if you have a strong deal and little cash, we can often find a path to funding. We’ll be straight with you from the first call.

Let’s Look at Your Deal

Call 877-895-3634 or submit your info through our pricing widget. We’ll review your scenario and tell you exactly what’s possible.