★★★★★ 4.8 Google Reviews   |   ✓ Direct Lender Since 1998   |   ✓ No Upfront Fees   |   ✓ 48-Hour Approvals   |   ✓ All Credit Welcome
★★★★★ 4.8 Google Reviews✓ Direct Lender Since 1998✓ No Upfront Fees✓ 48-Hour Approvals✓ All Credit Welcome

When you need a local commercial lender who actually knows Texas, Commercial Loans of Texas is the team to call. Based in Magnolia, TX, we’ve been closing commercial loans across the Lone Star State since 1998.

What Makes a Local Lender Different?

National banks and online lenders don’t understand Texas real estate law, appraisal timelines, or local market nuances. Local commercial lenders like us do. We’ve seen every type of deal — from rural land loans to Houston high-rises — and we know how to navigate each one.

Our Local Texas Lending Footprint

Loan Programs We Close Locally

Hard money, DSCR, SBA, construction, stated income, church loans, Fix & Flip, multi-family, and more. All credit grades considered. We have private money available when banks say no.

Talk to a Local Commercial Lender Today

Call 877-895-3634 and speak directly with someone who knows Texas. No call centers. No runaround.

Ready to Get Funded? Talk to a Texas Commercial Lending Expert Today.

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✍ Apply Now
📞 Call 877-895-3634

No upfront fees. Direct lender closing Texas commercial loans since 1998.

Service Areas:Houston |Dallas |Austin |San Antonio |Near MeTexas Construction Loan Rates
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📞 Free Quote — 877-TX-LENDING (877-895-3634)