Why Choose Us

We specialize in Texas commercial mortgage loans. We also have stated income and assets and no doc private money and hard money loans starting at 7%.

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Top 10 reasons

Welcome to Texas Commercial Loans!

We specialize in Texas Commercial Mortgage loans. We also have Stated income and assets and no doc private money or hard money loans. We do Commercial mortgage loans in most states. Texas Commercial lending made simple with one stop is our business model. We have Texas hard money loans starting at 7.99%, fixed for 15 years. We also do Texas small balance commercial loans starting at a $100,000 minimum. We are the go to if you are looking for Texas hard money lenders.

Top 10 reasons to use us

1. EXPERIENCE. We are in Texas and have been in the business of closing Texas commercial loans since 1998. We have closed thousands of Texas loans and we know the Texas real estate laws that can prevent your loan from closing on time.

2. We have pretty much seen everything by now and have a work around or private money available.

3. We have many long term relationships with small and private Banks and wealthy investors that have unique programs that most people would never find out about. We are both a lender and broker so we have the best of both worlds available for our clients.

4. We are on most Bank, hedge fund, life insurance, CMBS, private and hard money lenders marketing list by being in business for so many years. We get pricing updates several times per day in our automated system so we know when to lock your loan potentially saving you thousands of dollars.

5. Chances are that if your Bank has a wholesale department, (many do) we can get the money cheaper than you can from your own Bank! You are “retail” and we are “wholesale”, just like any other business.

6. You will spend much, much time on this and we usually only charge a point or two. We will save you much money in time and frustration. Your Bank will charge 1-2 points plus many junk fees if you go direct and then you get to deal with a loan officer that is busy opening new checking accounts in the lobby of the Bank. FUN. We deal direct with Underwriting. A Realtor charges 6 points so we are a great deal.

7. We have seen many, many changes in the last few years and we are still here where many of our competitors are not. We have a very strong pull through ratio so we have never lost a lender or Bank. Many borrowers screw up the application process and get turned down or they do not get the best deal that was available due to inexperience and not knowing “the game”.

8. Call us if you are having trouble getting your loan closed or if you have a unique situation. We typically have the lowest rate and we do not add upfront or junk fees.

9. All third party fees are escrowed in a title company so you know your money is safe unlike many upfront fee company scams.

10. We specialize in Texas commercial mortgage loans. We also have stated income and assets and no doc private money and hard money loans starting at 7%.

Call us if you are having trouble getting your loan closed or if you have a unique situation. We typically have the lowest rate and we do not add upfront or junk fees. All third party fees are escrowed in a title company so you know your money is safe unlike many upfront fee companies.

NEW! 3 Minute Pre-qualification and Quote System.

If you know your 3 credit scores, Income/expenses , property value/ amount owed and have a digital picture of the building we can give you a very accurate quote in 3 minutes. Give it a try by calling 888-727-3057 to speak to a loan officer directly or email to Texlend (at) gmail.com.

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Texas hard or private money commercial loans available from 7%.

That’s right, we have Texas stated income loans where you tell us what you make. No tax returns, P&L statements , projections or audited financial s. We keep it as simple as possible with low rates. With no documentation and competitive rates, why not get a FREE quote? You can chat with a loan officer above to have your questions answered.

We do full documentation loans with rates in the 2% range. We also have Fixed Rate Commercial Loans up to 20 years fixed at 3.99% for Churches and 4.99% for owner occupied. Private money or stated income loans have faster closings and less chance of a lost loan commitment and they start at 7.99%.

We Process all Types of Texas Commercial RE Loans. We work fast to process all types of loans with the best rates available. We usually close in less then 30- 45 days. We can close hard money loans in as little as 5 days. We can close Construction rehab, new construction, land development loans Church loans, Apartment complexes, Warehouses, Restaurants, Mixed use, Office buildings, Warehouses , Auto Dealerships , Mixed use, Restaurants, Strip Centers, Body shops, Barber shops, Motels, Hotels, Marinas, Bed and Breakfasts , Mobile Home Parks, Self Storage, Dry Cleaners, Funeral homes, Veterinary clinics, Medical clinics, Doctor’s offices, Auto dealerships, Rural, Farms, & Hard Money.

Texas Commercial Loans Made Simple

  • We have stated income and asset loans, no need for tax returns or bank statements.
  • Traditional Bank financing, hard money or SBA. Your choice.
  • Texas commercial real estate loans from $100,000 to $500,000,000.
  • Commercial loans for construction
  • Experts in Texas Commercial Lending with all of the Texas only laws that can prevent your loan from closing on time.
  • Multi family loans
  • Laundromat or Dry Cleaners
  • Self-Storage Facilities
  • Apartment complexes
  • Warehouses
  • Assisted living homes
  • Strip center
  • Our niche is Texas stated income commercial loans from $100,000 +
  • Most of our customers are Texas business owners that are too busy to stop everything to get a commercial loan and have no way of shopping accurately.
  • With our program, minimal time and effort is needed on your part and we close loans fast with very competitive terms and rates.
  • We can do everything electronically so no time consuming meetings.
  • Business owners can take advantage of SBA financing with as little as 10% down!
  • Please call us, we can assist you with an SBA loan request.