SBA loans in Texas

SBA from 7% down (We have the #1 closer of SBA loans in Texas available to help you). SBA loans in Texas are easy to get!

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NOTICE!! We only do SBA loans on Commercial Real Estate. We do not do Business or Stimulus loans.

SBA loans in Texas are easy to get!

Our SBA loan officer is #1 in Texas and a top-10 national SBA lender, funding in Southwest and Western states.

BENEFITS of an SBA Loan :1) Absolute minimum down payment – financing to 93%* of sales price2) Lowest monthly payment – using a 25 year, no balloon note3) More likely approval – doing many deals the bankers turn down4) Timely – with most deals going from application to closing in 30 days or less5) Ease of process – with the best and most dedicated team in the business.

ELIGIBILITY to qualify for SBA loan:

1) A ‘for-profit’ small business – owned 51% or more by US Citizen(s) or PRA(s)
2) Use of Proceeds must go to benefit the small business:
a. Real Estate – acquisition, construction, and/or refinance
b. Cash-out must stay in the business, unless
c. Buying out a current owner (Bus Acquisition)
3) Small Business to occupy at least 51% of the Real Estate
4) Secured with a First Lien on the Real Estate
5) Eligible Property Types include: a. Retail, Office, Medical, Light Industrial, Hotel, Car-Wash, Mini-Storage ..
6) Non-Eligible Property Types include: a. Residential, Apartments, Mobile Home Parks, Agriculture, Raw Land ..

UNDERWRITING based on:

1) GLOBAL cash flow (historical and/or projected)
2) Management (experience and credit history)
3) Property type and value

DOES NOT always require:

2 yrs of business tax returns Perfect personal credit – We have approved loans with a 580 score with collections and even BK Cash at close – can come from equity in property or even a GIFT from family. So, before you give up the DREAM or when you are getting the banker run-around, Let me put my 20+ years of success to work for you.

Call and ask for Jim at 888-727-3057