Maximizing Loan-to-Value in Texas Commercial Cash-Out Refinancing
Maximizing Loan-to-Value in Texas Commercial Cash-Out Refinancing What is Loan-to-Value (LTV) in Commercial Cash-Out Refinancing? Loan-to-Value (LTV) is a key metric lenders use to determine how much money a borrower can access based on the appraised value of a commercial property. In Texas, the LTV ratio is typically capped at 70-75% for commercial cash-out refinances. […]
Understanding Equity in Texas Commercial Cash-Out Loans: A Guide for Business Owners
Understanding Equity in Texas Commercial Cash-Out Loans: A Guide for Business Owners Equity is one of the most valuable assets a business owner can leverage. For Texas businesses looking to refinance their commercial properties, understanding equity is essential to accessing the maximum value of a cash-out loan. This guide breaks down the concept of equity, […]
Comparing Stated Income Loans to Traditional Financing for Texas Businesses
Comparing Stated Income Loans to Traditional Financing for Texas Businesses When businesses in Texas look to refinance their commercial properties or access equity, they often face a choice between stated income loans and traditional financing. Both options have distinct advantages and disadvantages, and the best choice depends on the borrower’s financial profile, documentation readiness, and […]