Current rates from our direct lending desk — updated October 2026. Priced in-house. No upfront fees.
| Program | Rate | Max LTV | Term | Min Loan |
|---|---|---|---|---|
| SBA 504 / 7(a) Best Rate | Quoted on your deal | Up to 90% | 10–25 yr | $250K |
| 30-Year Fixed | Quoted on your deal | Up to 75% | 30 yr | $150K |
| DSCR Investor Loan | Quoted on your deal | Up to 75% | 5/1 ARM – 30yr | $150K |
| Stated Income | Quoted on your deal | Up to 65% | 1–30 yr | $100K |
| Cash-Out Refinance | Quoted on your deal | Up to 65% | 6 mo – 10 yr | $150K |
| Bridge Loan | Quoted on your deal | Up to 70% | 6–24 mo | $200K |
| Hard Money | Quoted on your deal | Up to 70% | 6–24 mo | $100K |
| Construction | Quoted on your deal | Up to 70% LTC | 12–24 mo | $250K |
| Church / Non-Profit | Quoted on your deal | Up to 65% | 5–20 yr | $200K |
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👆 See How It Works → ✉ Email texlend@gmail.comWe are a direct lender across the country. These are markets we actively fund in — commercial mortgage, stated income, construction and bridge financing, with no upfront fees and closings in 7 to 21 days.