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Quick Loan Questionaire |
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Commercial Loans of Texas |
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have been in business and in the same location in Houston for 14 years. We have
closed thousands of Texas loans and we know the Texas Real Estate
laws that can prevent your loan from closing on time.
We have many
relationships with small and private Banks that have unique programs
that many can not match.
Call us if you are having trouble getting your loan closed or if you
have a unique situation. We typically have the lowest rate and we do not
add junk fees.
We specialize in Houston Texas Commercial Mortgage loans. We also have Stated income and assets
and no doc loans.
We do Commercial mortgage loans worldwide and we do commercial loan
modifications. Commercial lending made simple with one stop. That's right, you tell us what you make. No tax returns, P&L statements , projections or Audited financials. We keep it as simple as possible with rates still in the 5's%. With no documentation and competitive rates, why not get a FREE quote? You can chat with a loan officer
below to have your questions answered.
We do full documentation loans also but we usually let that headache remain with the banks. Stated income loans have faster closings and less chance of a lost loan commitment. With almost the same interest rates, it is a no brainer most of the time.
We Process all Types of Loans
We work fast to process all types of loans with the best rates available. We usually close in less then 45 days. We can close hard money loans in as little as 5 days.
Apartment complexes, Warehouses, Restaurants, Mixed use, Office buildings, Warehouses , Auto Dealerships , Mixed use, Restaurants, Strip Centers, Body shops, Barber shops, Motels, Hotels, Marinas, Bed and Breakfasts , Mobile Home Parks, Self Storage, Dry Cleaners, Funeral homes, Veterinary clinics, Medical clinics, Doctor's offices, Auto dealerships, Rural, Farms, & Hard Money. |
Best COMMERCIAL Loans just “got better” for YOU!!
QUICKER Turn Times
- 10 to 25 Days with NO SBA Involvement (Refi’s, Purchases, Own.Occ., N.O.O.)
- 35 to 45 Days for SBA-504b Purchases (ONLY) with 75% to 90% LTV
EXPANDED Loan AMOUNTS:
- $50,000 Minimum Loan Amount (EXCEPT SBA - $150,000 Min. Total Loan
- $8,000,000 Maximum Loan – Multi-Use Owner-Occupied Purchased/Refinanced
- $5,000,000 Maximum Loan – Multi-Use N.O.O. Purchased/Refinanced. (38 States)
- $5,000,000 Maximum Loan – Special-Use Own. Occ.Purchase (SBA)
- $3,000,000 Maximum Loan – Special-Use Own. Occ. Refinance
- $3,000,000 Maximum Loan – Special-Use N.O.O../ Refinance (38 States) |
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Lowest rates available pricing |
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Investor-Held (NOO) |
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49 States for Own.Occ. Properties |
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38 States for Investor-Held (N.O.O.) |
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$50,000 Minimum Loan Amount |
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$3,000,000 - $8,000,000 Max. Loan |
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10 to 25 Day Closings Possible (not SBA) |
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5.0% (and UP) Floating Interest Rates |
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5.50% Fixed Interest Rates |
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650 Minimum Experian FICO |
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CONSTRUCTION (Comm. O.O. ONLY) |
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ALL Offices – Condo/Medical/Buildings |
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Light Industrial – Assembly – Office/Warehouse |
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Multi-Store Retail Center/Strip-Mall |
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Heavy Industrial – Factory – Manufacturing |
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Specialty or Stand-Alone Retail Store |
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Grocery or Convenience Store (NO Gas Pumps) |
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Car/Truck/Motorcycle Service Shop (NO Dealers) |
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Funeral Homes (NO Cemeteries) |
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Salons – Day Spas – Barber Shops |
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Restaurants (NO ‘Bar-Only’ – MUST Serve Food) |
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Charter Schools – Day Care Centers |
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Oil/Lube Centers (Floor Pits) -OR- Metal Buildings |
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SFR Conversion (Commercial Use ONLY) |
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Mixed-Use (Commercial with Residential Units) |
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Laundromat or Dry Cleaner |
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Assisted Living Center (38 States ONLY) |
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Self-Storage Facility (38 States ONLY) |
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Commercial Lending Made Simple
- We have stated income and asset loans, no need for tax returns or bank statements.
- Traditional Bank financing, hard money or SBA
- Loans from $100,000 to $500,000,000.
- Commercial loans for construction
- Experts in Texas Commercial Lending with all of the Texas only laws that kill closings.
- Multi family loans
- Apartment complexes
- Warehouses
- Strip centers
- Our niche is Stated income Commercial loans from $100,000 +
- Most of our customers are business owners that are too busy to stop everything to get a commercial loan.
- With our program, minimal time and effort is needed on your part and we close loans fast with very competitive terms and rates.
- We can do everything electronically so no time consuming meetings.
- Now is the time to take advantage of SBA financing! New federal
economic stimulus legislation was signed into law by President Obama
on 9/27/10. This legislation waives the small business borrower's
significant SBA loan fee (approximately 2.5% of the loan amount)
through yearend 12/31/10. Lenders are also being given a tremendous
incentive to originate SBA 7(a) loans to small businesses by
increasing the government guaranty to the lender, by the U.S. Small
Business Administration, from 75% to 90%. Finally, the maximum SBA
7(a) loan size is increased from $2 million to $5 million.
Conserve your working capital and lock in a below-market, 20-year fixed rate!
With an SBA 504 loan, you could get up to 90% financing on the purchase of
owner-occupied commercial real estate and related costs!
You may qualify for a 504 refinance if:
• The debt is on an owner-occupied property (51% or more of total square footage
occupied by your business); and
• The debt has been current for the past year; and
• A minimum of 85% of the proceeds of the loan will be used for 504-eligible projects,
such as building purchase, construction, or equipment; and
• The debt is at least 2 years old.
SBA
loans can be used to finance the following transactions:
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Purchase, construct or refinance an owner-user business
property.
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Purchase or refinance business equipment.
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Provide working capital for business expansion.
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Refinance business debt to lower monthly payments.
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Business acquisition.
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Partner buyouts
Please call us, we can assist you with an SBA loan request.
Let us help you secure your Commercial Property Loan! Apply Now! |
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