Commercial Loans of Texas has been closing commercial real estate loans in Austin since 1998. As a direct lender with in-house underwriting, we move faster than traditional banks and cut out the middleman fees that brokers add to every transaction.
Commercial Loan Programs in Austin
- Hard Money Loans — Close in 7-14 days. Property-based underwriting, no tax returns required. Built for the fast-moving Austin market.
- DSCR Loans — Qualify on the property income, not your W-2. No tax returns. Widely used by Austin tech investors and self-employed buyers.
- SBA 7(a) and 504 Loans — SBA-backed commercial financing with low down payments for owner-occupied Austin properties.
- Construction Loans — Ground-up and renovation financing throughout the Austin metro and Hill Country.
- Bridge Loans — Fast short-term financing while permanent financing is arranged.
- Stated Income Loans — For borrowers whose tax returns do not reflect actual income.
Austin Commercial Real Estate Lending
The Austin market has attracted investors from across the country, which means more competition for every deal. Our hard money and bridge programs give Austin investors the ability to close fast — often in 10 days or less — without the 60-90 day bank timeline that kills deals.
We have closed loans on office buildings, retail centers, warehouse properties, multi-family projects, and mixed-use developments throughout Austin, Round Rock, Cedar Park, Georgetown, Pflugerville, and the surrounding Central Texas market.
Get a Commercial Loan Quote in Austin
Call 877-895-3634 or fill out the contact form. Same-day response on most requests. No upfront fees, no obligation.
Commercial Loans of Texas — direct commercial lender serving Austin since 1998.