Commercial Lenders in Houston, Texas

If you’re searching for commercial lenders in Houston, you’ve found the right place. Commercial Loans of Texas is a direct lender based in Magnolia, TX — just outside Houston — with over 27 years of experience closing commercial real estate loans across the greater Houston metro area.

Why Houston Investors Choose Us

Houston is one of the most dynamic commercial real estate markets in the United States. From the Energy Corridor to the Medical Center, from Katy to Sugar Land, Houston’s diverse economy creates constant demand for commercial financing. We understand Houston’s unique market conditions, property values, and local regulations.

As a direct lender, we make our own underwriting decisions — no middlemen, no waiting for distant bank committees. When you call us, you talk to the decision maker.

Commercial Loan Programs for Houston Properties

We finance all types of commercial properties in Houston and surrounding areas:

Our Houston Area Loan Programs

Hard Money Loans — Asset-based lending with no credit requirements. Close in as little as 7-14 days.

DSCR Loans — Qualify based on property cash flow, not personal income.

Stated Income — Minimal documentation with a 30-year fixed term.

Bridge Loans — Short-term financing to bridge the gap between purchase and permanent financing.

Construction Loans — Ground-up construction and major renovation financing.

Houston Market Coverage

We actively lend throughout the greater Houston metropolitan area including: Houston, Katy, Sugar Land, The Woodlands, Conroe, Humble, Pasadena, Pearland, Clear Lake, Galveston, Baytown, Cypress, Spring, Tomball, Missouri City, Stafford, and surrounding communities.

Fast Closings for Houston Deals

Pre-qualification in 24 hours. Approval in 3-5 business days. Closing in as little as 14-21 days. No upfront fees. Brokers protected.

Call us today: 877-TX-LENDING (877-895-3634)

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