Maximizing Loan-to-Value in Texas Commercial Cash-Out Refinancing
Maximizing Loan-to-Value in Texas Commercial Cash-Out Refinancing What is Loan-to-Value (LTV) in Commercial Cash-Out Refinancing? Loan-to-Value (LTV) is a key metric lenders use to determine how much money a borrower can access based on the appraised value of a commercial property. In Texas, the LTV ratio is typically capped at 70-75% for commercial cash-out refinances. […]
Comparing Stated Income Loans to Traditional Financing for Texas Businesses
Comparing Stated Income Loans to Traditional Financing for Texas Businesses When businesses in Texas look to refinance their commercial properties or access equity, they often face a choice between stated income loans and traditional financing. Both options have distinct advantages and disadvantages, and the best choice depends on the borrower’s financial profile, documentation readiness, and […]