Multi-Family Mortgage Loans in Texas

Looking to finance a duplex, triplex, fourplex, or apartment complex in Texas? Commercial Loans of Texas offers multi-family mortgage loans for properties of all sizes — from small 2-unit rentals to large 100+ unit apartment complexes.

Multi-Family Loan Programs

• DSCR Loans — qualify based on property income (2-4 units and larger)
• Conventional Multi-Family — Fannie/Freddie for 2-4 unit properties
• Commercial Apartment Loans — 5+ units, commercial underwriting
• Hard Money Bridge Loans — fast funding to acquire and stabilize
• Construction Loans — ground-up apartment development

What We Look At

For multi-family loans we evaluate: current occupancy and rent roll, debt service coverage ratio (1.2x minimum), property condition and location, borrower experience, and loan-to-value (typically 65-80%).

Get Multi-Family Financing Today

Whether you’re buying your first duplex or your tenth apartment complex, call 877-895-3634 or use our pricing widget.